Bandhan Bank Personal Loan: Interest Rate, Eligibility, Documents & Apply Online

Looking for a quick and convenient way to get a personal loan? Bandhan Bank Personal Loan offers high-quality financing solutions to individuals and small businesses in need of short-term loans. We offer competitive interest rates and an easy online application process, so you can get the help you need without any hassles.

Bandhan Bank Personal Loan Highlights

Interest Rate10.50% p.a. onwards
Loan AmountUp to Rs 15 lakhs
Loan TenureUp to 5 years
Processing Fees1% of the loan amount
Bandhan Bank Personal Loan

Bandhan Bank Personal Loan

If you are in need of a personal loan, Bandhan Bank can help you get the money you need. Bandhan Bank personal loan interest rates start from 10.5% p.a. You can take a loan from Rs 50,000 to Rs 15 lakh and the repayment tenure is given from 1 year to 5 years. So whether you need a short-term loan to cover an emergency expense or a long-term loan to finance a larger purchase, the bank can help you get the personal loan you need.

Bandhan Bank Personal Loan Interest Rates

If you’re looking for a low-interest personal loan, Bandhan Bank may be a good option for you. Their rates are currently at 10.5% p.a. However, these interest rates depend on several factors such as the applicant’s monthly income, job profile, age, credit score, loan repayment history, etc. The bank offers competitive interest rates and easy online application processes.

Read Also – Canara Bank Gold Loan

Bandhan Bank Personal Loan Features & Benefits

Bandhan Bank is a leading financial institution in India. The personal loan feature of Bandhan Bank gives borrowers access to loans for small and medium businesses, education, weddings, and other purposes. Benefits of taking a personal loan from Bandhan Bank include:

  • Easy online application process
  • Fast loan approval process
  • Low-interest rates
  • Flexible repayment options
  • No credit check is required

Bandhan Bank Personal Loan EMI Calculator

EMI Calculator is a tool that helps you calculate your EMIs for personal loans. This calculator estimates your monthly instalment amount, interest rate, and total loan amount. It also includes an EMIs calculator for home loans.

Bandhan Bank Personal Loan Eligibility

If you are thinking of taking a personal loan from Bandhan Bank, then you may be wondering if you are eligible. Here is a quick guide to help

  • Eligible: Salaried/Self-employed Professionals/Self-employed.
  • Minimum age: 21 years for a salaried person and 23 years for a self-employed person.
  • Maximum age: not more than 60 years.
  • At least 1 transaction in a month is required by the customer in the bank account.

Bandhan Bank Personal Loan Documents Required

To avail of a personal loan from the Bandhan Bank, borrowers need to furnish certain documents. Here are the documents required for a personal loan application:

  • Aadhar card
  • 2 recent passport-size photographs (4×6 inches)
  • Income proof in the form of salary slips, explanation letter from employer, or self-declaration form if there is no income proof available
  • Bank statement for the last 3 months(if you have an existing loan with Bandhan Bank, then you don’t need to submit a bank statement)
  • Proof of residences such as voter ID card, property deed, lease agreement or proof of ownership of property

Bandhan Bank Personal Loan Apply Online

To apply for a personal loan online with Bandhan Bank, simply follow these simple steps:

  • Log in to your Bandhan Bank account and click on the “Loan” link on the main menu.
  • On the “Personal Loan” page, click on the “Apply Now” button to begin the application process.
  • Complete the necessary information on the application form and click on the “Submit” button to submit your request.
  • You will receive an email notification confirming your application has been received and is being processed. Once your loan is approved, you will be able to borrow money directly from Bandhan Bank.

Is a Bandhan Personal Loan good for you?

If you are looking for a short-term loan to cover emergency expenses, then a personal loan from Bandhan Bank may be a good option for you. However, before you take out a personal loan from Bandhan Bank, make sure that you understand the terms and conditions of the loan.

The interest rate on a personal loan from Bandhan Bank is usually very low, and the repayment period is usually very short. However, if you don’t have any collateral to secure the loan, then the bank may require you to deposit an initial security deposit with them.

Overall, a personal loan from Bandhan Bank is a convenient way to get quick access to emergency funds. Just make sure that you understand the terms and conditions of the loan before you sign up for it.

Bandhan Bank Personal Loan Customer Care

If you have any queries or concerns about your personal loan, don’t hesitate to reach out to Bandhan Bank’s customer care team. The bank has a wide range of services and support options available, so you can find the solution that best fits your needs. Here are some of the ways you can get in touch with Bandhan Bank’s customer care team:

  • Call the bank’s toll-free helpline: You can call the bank’s toll-free helpline at any time to ask any question or seek help with your personal loan. you can call the customer care number at 1800-258-8181. The customer care number is available 24×7 all days of the week.
  • Visit the bank’s website: You can visit the bank’s website to answer any questions or look for information about your personal loan. The website is updated regularly with information about the bank’s products and services.
  • Contact Bandhan Bank through social media: You can also contact Bandhan Bank through social media to get help with your personal loan. You can find links to the bank’s social media pages on the website.

Read Also – IDFC Bank Home Loan


Q. What is the interest rate on Bandhan Bank personal loan?

Ans. The interest rate offered by Bandhan Bank is 10.50% p.a. onwards.

Q. How long does it take for me to get my Bandhan Bank personal loan?

Ans. It takes 3-5 working days for you to get your Personal Loan from Bandhan Bank

Q. What is the loan amount available?

Ans. The loan amount available ranges from Rs 50,000 to Rs 15 lakhs. 

Q. What is the repayment period?

Ans. The repayment period ranges from1 to 5 years, depending on the loan amount and interest rate chosen. The loan amount repaid will also depend on your monthly income.

Q. How do I apply for a personal loan from Bandhan Bank?

Ans. You can apply online or through one of the bank’s branches. You will need to provide your full name, occupation, address, and bank account number. Please note that you may be required to submit proof.

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