Aadhar Cash Personal Loan Review

If you’re in need of some quick cash, an Aadhar Cash loan could be a great option. With this loan, you can get the money you need in as little as 24 hours. Plus, there’s no credit check required, so it’s easy to qualify. In this article, we will do a detailed review of Aadhar cash personal loan, their interest rates, features, repayment options and more.

Aadhar Cash Loan Review Highlights

Interest Rate7.5%-8.5% p.a.
Loan AmountRs 50,000-Rs 50Lakh
Tenure1-20 years
Processing FeeNil
Aadhar Cash Personal Loan

What is Aadhar Cash?

AadharCash is an online personal loan services provider, that enables you to get an instant approval for a personal loan. They offer different types of loans at competitive interest rates.

Aadhar Cash Personal Loan

Aadhar Cash personal loan can be availed by individuals who have a valid Aadhar card. the maximum amount that can be borrowed is Rs. 50 lakh. The tenure of the loan can vary from 1 to 20 years. The loan amount can be used for various purposes such as meeting medical expenses, wedding expenses, travel expenses, etc.

Aadhar Cash Personal Loan Interest Rate – 2022

The interest rate on an Aadhar Cash Personal Loan is determined by a number of factors, including your credit score, income, and repayment history. The interest rate will also vary depending on the loan amount and loan term.

Minimum Interest Rate7.5% p.a.
Maximum Interest Rate8.5% p.a.

Aadhar Cash Loan EMI Calculator

If you are planning to take an Aadhar cash personal loan, it is important to understand how the EMI calculator works. This tool will help you determine your monthly loan payments and the total interest you will pay over the life of the loan.

To use the calculator, simply enter the loan amount, interest rate, and loan term into the fields provided. The calculator will then show your monthly payment amount and the total interest you will pay. You can also see a breakdown of your payment schedule, including the principal and interest portions of each payment.

Keep in mind that this is only a estimate and your actual payments may differ based on a number of factors, including any fees or charges that are not included in the calculation. Be sure to talk to your lender about all of the terms and conditions of your loan before making a final decision.

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Type of Aadhar Cash Loan

There are many types of Aadhar cash personal loans available to suit the needs of different individuals. Some of the most popular types include:

1. Personal Needs

Aadhar Cash is a loan that can be availed by anyone who has an Aadhaar card. This loan can be used for personal needs such as travel, medical expenses, or even shopping.

2. Home Renovation

If you’re planning to renovate your home, then you should definitely consider taking out an Aadhar Cash Home Renovation Loan. With this loan, you’ll be able to finance your renovation project and make your home look even more amazing.

3. Higher Education

An Aadhar cash loan is a type of personal loan that can be used to cover the costs of higher education. This includes tuition, fees, books, and other expenses associated with attending college or university. Under this scheme, eligible students can borrow up to Rs. 50 lakh from Aadhar cash, for a period of up to 20 years.

4. Wedding Loan

Aadhar cash loans are a great way to finance your wedding. They are easy to apply for and can be approved quickly. You can use the loan to pay for your wedding dress, catering, venue, flowers, and other expenses. With Aadhar cash, you can make your dream wedding a reality.

5. Car Purchase Loan

Aadhar cash loans are becoming a popular option for people looking to finance their car purchase. With Aadhar cash, you can get the money you need to buy a car without having to put any money down.

Features of Aadhar Cash Loan

Here are some of the features of the Aadhar Cash Loan:

  • Low-interest rates: One of the biggest advantages of Aadhar Cash Personal Loan is its low-interest rate. The current interest rate on Aadhar Cash Personal Loan is just 7.5% per annum. This makes it an attractive option for borrowers looking for a personal loan at a reasonable rate of interest.
  • Easy repayment terms: Another advantage of Aadhar Cash Personal Loan is its easy repayment terms. Borrowers can choose from a variety of repayment options depending on their convenience. The loan can be repaid over a period of 1 to 20 years.
  • Minimal documentation: Another big advantage of the Aadhar Cash Loan is that it requires minimal documentation. All you need to apply for the loan is your Aadhaar card and PAN card. This makes the application process very simple and hassle-free.

Eligibility Criteria for Aadhar Cash Personal Loan

In order to be eligible for an Aadhar cash personal loan, you must meet the following criteria:

  • You should be an Indian resident with a valid Aadhar card.
  • You must be over 18 years old.
  • You should have a good credit history.
  • You should be employed in a government or private organization with a minimum monthly income of Rs. 15,000.
  • Hold a savings account with an Internet banking facility.

Documents Required for Aadhar Cash Personal Loan

When you are taking out an Aadhar Cash Personal Loan, there are certain documents that you will need to provide in order to qualify for the loan. These documents include:

  • Proof of identity: You will need to submit a copy of your Aadhar Card.
  • Proof of residency: You will need to submit a copy of your lease agreement or utility bill in order to show the lender that you live in India.
  • Proof of income: You will need to submit proof of your income in order to show the lender that you have the ability to repay the loan. This can be in the form of payslips, bank statements, or tax returns.

How to Apply for Aadhar Cash Loan?

Here’s what you need to know about how to apply for an Aadhar Cash Loan.

  • The first step is to gather all of the required documents. You’ll need your Aadhar Card, as well as proof of income and identity. Once you have all of the necessary documentation, you can begin the application process.
  • To apply for an Aadhar Cash Loan, you’ll need to visit the official website. From there, you’ll be able to fill out an online application form. Be sure to provide accurate information, as this will affect your loan approval.
  • Once you’ve submitted your application, it will be reviewed by a loan officer. If approved, you’ll receive the funds from your Aadhar Cash Loan within a few days. Use the money wisely, and repay the loan on time to avoid any penalties or fees.

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Q. What is an Aadhar Cash personal loan?

Ans. An Aadhar Cash personal loan is a type of unsecured loan that can be used for a variety of purposes, including consolidating debt, funding a large purchase, or covering unexpected expenses. Because it’s an unsecured loan, there’s no need to put up collateral, such as your home or car, to qualify.

Q. How much can I borrow with an Aadhar Cash loan?

Ans. Aadhar Cash loans typically range from Rs. 50,000 to Rs. 50 lakh. The exact amount you’re eligible for will depend on factors like your income and credit history.

Q. What is the interest rate on an Aadhar Cash instant personal loan?

Ans. Interest rates on Aadhar Cash instant personal loans start at 7.5% per year and can go up to 8.5% per year. Your exact interest rate will be determined based on your individual financial profile.

Q. How do I repay an Aadhar Cash loan?

Ans. Repayment of your Aadhar Cash loan can be made through equal monthly instalments (EMIs). The tenure of your loan will typically range from 1 to 20 years.


Aadhar Cash is a personal loan provider that offers attractive interest rates and features. You can use their online EMI calculator to calculate your monthly repayments and apply for a loan online in just a few minutes. Whether you’re looking for a short-term loan to cover unexpected expenses or a long-term loan to finance a major purchase, Aadhar Cash could be the perfect lender for you.

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Hey, I'm Digvijay Sharma. I've much experience in the financial sector so, I created this website to share the best knowledge with you as a LoanTeacher so you can take better decisions for your financial life.

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